:root{--ink:#102032;--navy:#0b1a2b;--navy-2:#142c44;--gold:#c99a4a;--cream:#f5f1e9;--muted:#637083;--line:#d9d4c8;--white:#fff;--shadow:0 18px 50px rgba(16,32,50,.12)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.6;background:var(--cream)}a{color:inherit;text-decoration:none}.container{width:min(1120px,calc(100% - 40px));margin:auto}.site-header{background:rgba(11,26,43,.97);color:#fff;position:sticky;top:0;z-index:10;border-bottom:1px solid rgba(255,255,255,.12)}.nav{display:flex;align-items:center;justify-content:space-between;min-height:78px;gap:24px}.brand{display:flex;align-items:center;gap:12px;font-family:Georgia,serif;letter-spacing:.02em;font-size:1.25rem}.mark{width:35px;height:35px;border:1px solid var(--gold);display:grid;place-items:center;color:var(--gold);font-size:.8rem;transform:rotate(45deg)}.mark span{transform:rotate(-45deg)}.nav-links{display:flex;align-items:center;gap:22px;font-size:.88rem;color:#dbe3eb}.nav-links a:hover,.nav-links a.active{color:var(--gold)}.nav-cta{border:1px solid var(--gold);padding:9px 14px;color:#fff}.hero{background:linear-gradient(120deg,#0b1a2b 0%,#18354f 65%,#26516a 100%);color:#fff;padding:110px 0 115px;position:relative;overflow:hidden}.hero:after{content:"";position:absolute;inset:auto -100px -180px auto;width:500px;height:500px;border:1px solid rgba(201,154,74,.32);border-radius:50%}.eyebrow{color:var(--gold);font-size:.75rem;letter-spacing:.2em;text-transform:uppercase;font-weight:700}.hero h1{font:500 clamp(2.7rem,6vw,5.4rem)/1.05 Georgia,serif;max-width:770px;margin:18px 0 24px;letter-spacing:-.03em}.hero p{font-size:1.15rem;color:#dbe3eb;max-width:620px}.actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:32px}.button{display:inline-flex;align-items:center;justify-content:center;padding:13px 19px;background:var(--gold);color:var(--navy);font-weight:700;border:1px solid var(--gold);cursor:pointer}.button.secondary{background:transparent;color:#fff;border-color:rgba(255,255,255,.45)}.section{padding:86px 0}.section.light{background:#fff}.section h2{font:500 clamp(2rem,4vw,3.3rem)/1.1 Georgia,serif;margin:10px 0 18px}.section-intro{max-width:650px;color:var(--muted)}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:38px}.card{background:#fff;padding:28px;border:1px solid var(--line);box-shadow:0 8px 26px rgba(16,32,50,.04)}.card h3{font:600 1.25rem Georgia,serif;margin:0 0 10px}.card p{color:var(--muted);margin:0}.number{color:var(--gold);font:700 2rem Georgia,serif}.band{background:var(--navy-2);color:#fff;padding:55px 0}.band-grid{display:grid;grid-template-columns:1.3fr 1fr;gap:40px;align-items:center}.band p{color:#dbe3eb}.page-hero{background:var(--navy);color:#fff;padding:70px 0}.page-hero h1{font:500 clamp(2.4rem,5vw,4.2rem)/1.1 Georgia,serif;margin:10px 0}.page-hero p{color:#dbe3eb;max-width:650px}.split{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:start}.list{padding:0;margin:24px 0;list-style:none}.list li{padding:15px 0;border-bottom:1px solid var(--line)}.list strong{display:block}.table{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--line)}.table th,.table td{text-align:left;padding:16px;border-bottom:1px solid var(--line)}.table th{background:#edf0f2;font-size:.8rem;text-transform:uppercase;letter-spacing:.08em}.form-card{background:#fff;padding:34px;box-shadow:var(--shadow);border:1px solid var(--line);max-width:700px}.field{margin-bottom:18px}.field label{display:block;font-weight:700;font-size:.9rem;margin-bottom:7px}.field input,.field textarea,.field select{width:100%;border:1px solid #b9c1ca;padding:13px;background:#fff;font:inherit;color:var(--ink)}.field textarea{min-height:140px;resize:vertical}.fine{font-size:.85rem;color:var(--muted)}.footer{background:#081522;color:#cfdae4;padding:42px 0}.footer-grid{display:flex;justify-content:space-between;gap:30px;flex-wrap:wrap}.footer small{color:#8fa0ae}.footer-links{display:flex;gap:18px;font-size:.9rem}.notice{border-left:3px solid var(--gold);padding:14px 18px;background:#fbfaf7;color:var(--muted);margin:24px 0}.check{color:#98702c;font-size:1.5rem}.score{font:600 2.5rem Georgia,serif;color:var(--navy)}@media(max-width:800px){.nav{min-height:68px}.nav-links{display:none}.grid,.split,.band-grid{grid-template-columns:1fr}.hero{padding:75px 0 85px}.section{padding:62px 0}.container{width:min(100% - 28px,1120px)}.table{font-size:.88rem}.table th,.table td{padding:11px 8px}}